No hard credit pull required

Know your loan odds before you apply

Newhall & Dunn scores your application in 60 seconds and shows your real approval likelihood — so you walk into any lender already knowing the answer.

Bank-level privacyInstant results

Your approval likelihood

82%Strong candidate

A sample score. Take the assessment to reveal yours and the exact factors moving it.

Live128,614people have checked their approval odds so far

Meet Newhall & Dunn.

Run my assessment

We turn the guesswork of borrowing into a clear number — a personalized read on your odds of approval, in plain language.

Your true approval odds

A single likelihood score built from the same signals lenders weigh, mapped for real people.

Soft check, zero risk.

No hard inquiry, no dent to your credit — assess as often as you like.

Clear next steps

Newhall & Dunn shows exactly which factors move your score and how to strengthen them.

Trusted by borrowers working with the nation's leading lending partners.

Meridian CapitalNORTHBRIDGEVANTAGEIronwoodBlue RiverCORNERSTONEHALCYONEvermarkMeridian CapitalNORTHBRIDGEVANTAGEIronwoodBlue RiverCORNERSTONEHALCYONEvermark

Why borrowers trust us

Built on bank-level security

Every assessment runs through the same security standards banks use — so your information stays private while you get the clarity you need.

256-bit encryption

Your data is encrypted end-to-end, the same standard used by major financial institutions.

Soft check only

We never run a hard credit pull, so checking your odds never dings your score.

PCI-compliant checkout

Payments are processed through Stripe's secure, PCI-compliant infrastructure.

Instant, private results

Your score is generated instantly and never shared with lenders or third parties.

Numbers that build confidence

For years, borrowers have relied on Newhall & Dunn to read the room before they apply — turning anxious guesses into a plan they can act on.

0K+Applications Scored
0%Prediction Accuracy
0sAverage Result Time
0+Lender Models Mapped
0/7Always Available
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Success Stories

«I was terrified of getting rejected and tanking my credit. Newhall & Dunn showed me an 88% score, told me exactly what to fix, and I closed on my mortgage two weeks later.»

Marcus Reyes

Marcus Reyes

First-time homebuyer

In Their Own Words

Hear how their score changed everything.

Real customers, real approvals — straight from the people who checked their odds first.

«My score told me exactly what to fix. Two weeks later I closed on my mortgage.»

Marcus Reyes

First-time homebuyer

«It caught a debt-to-income issue I never saw coming. Fixed it and got approved.»

Renée Caldwell

Small business owner

«Straight answer before I applied. No sales pitch, just my odds and a plan.»

Darnell Whitfield

Auto loan applicant

No hard credit pull. Instant results.

Stop guessing. Start knowing.

For a one-time $7 fee, get your personalized approval odds in 60 seconds — before you ever apply with a lender.

Start Your $7 Assessment
FAQ

Answers before you apply.

Everything you need to know about how Newhall & Dunn scores your odds and protects your data.

It's a loan pre-qualification tool that estimates your likelihood of approval before you formally apply with a lender.

Anyone weighing a mortgage, auto, personal, or business loan who wants clarity before risking a hard credit pull.

There's a one-time $7 fee to unlock your assessment and approval likelihood score, with no obligation to apply afterward.

About 60 seconds. Answer a few questions and your score appears instantly.

If your score doesn't feel accurate or helpful, contact us within 7 days of purchase and we'll refund your $7 fee in full, no questions asked.